Credebt - The IFT



Credebt is one of the UK’s leading Receivables Management and Risk Specialists for the UK’s Invoice Finance, Turnaround and Insolvency sectors. Founded in 2009 by Managing Director Glen Morgan FCICM (Grad), we have had significant success in generating cash quickly, to assist with the turnaround of businesses in industries ranging from recruitment to construction, manufacturing, distribution, freight, FMCG and many more.

With a team of people, including 3 Associate IFT Members and Glen, our Specialist Member, all of whom have at least 20 years’ experience in Credit and Receivables Management, we are the go-to specialists for turnaround specialists who find large overdue ledgers in challenging circumstances and need results fast.

In our nearly 15 years in business, we have successfully recovered in excess of £500 million across more than 2,000 cases, with over 90% achieving full repayment to Funders or surpassing insolvency recovery targets. Our smallest turnaround instruction was for a £10m turnover food manufacturing business, and our largest to date has been for a £182m turnover window business.

And our MD and Specialist IFT member Glen Morgan has worked in businesses with up to £12 billion turnover, generating millions of pounds of cashflow for them.

He is widely regarded as an industry expert, having written the Credit Control syllabus for the Chartered Institute of Credit Management, which all current CICM students in the UK are studying. Additionally, he has provided advisory support to the government on late payment policies.

We can assist in the areas of Working Capital, Turnaround and Restructuring.

Working Capital

With a quick instruction, we review and analyse your client’s order to cash process. We use our expertise and experience to make recommendations to reduce bottlenecks and improve internally generated working capital at the critical time it is needed most.


We know from experience that no two businesses are the same. We can advise on and help implement new Credit Policies and Collections Procedures and drive the changes needed to maximise Working Capital and improve the chances of a successful turnaround.

We can also take over Credit Management and collections, where required, if an underperforming team or lack of resource is the key driver for poor cashflow.


Should a business unfortunately require formal restructuring through an insolvency process, we maximise capital recoveries for key stakeholders. We do this by creating contingency plans, using the information gained via our early instruction and access to key sites, systems and people.

For a closer look at our work, please visit, where you’ll find case studies, testimonials, and a comprehensive service portfolio.